Let’s discuss our financial self-care and start making improvements today.
If you are a regular here, then you know that there are levels to this self-care thing. It’s not just bath bombs and cozy blankets- although we LOVE those. There’s physical self-care, professional self-care, emotional, social, spiritual, psychological and financial self-care. They all play a vital role in our overall well-being! Today I’ll be giving you action steps to improve your financial self-care in your free time. If you want to read more about the other types of self-care, please check out my blog! StrengthScripted dot com for all things self-care.
Now let’s get into it, shall we?
First and foremost, having some sort of SECRET CASH savings is a must. This is money no one should know about. I emphasize “secret” because if no one knows about it, no one can ask to borrow or use it. This is money that is beyond your regular emergency fund. Having this secret stash to fall back on if anything happens where you have NO money, no access to a bank/atm, your wallet is gone, etc. It will give you a sense of security, trust me. It’s one less thing you have to worry about. Start by putting a small amount as often as you can and be consistent.
For the stay-at-home moms or those unable to work a regular 9-5 job for whatever reason, making money in more creative ways will be your go-to. Whether you can create something with your hands or digitally, creating a product and selling it online at websites like Etsy, eBay or Amazon could be a great way to bring in some extra cash. Bonus points if it’s already a hobby of yours! If making a product doesn’t work for you, you can offer useful service(s) to businesses and entrepreneurs. Offering your services on places like LinkedIn, UpWork and Fiverr are good sites to begin, but ultimately, you’ll want to create a website of your own or online portfolio to display your work.
Another way to make some money in your free time and improve your financial self-care is to try working random gigs like Mystery Shopping and driving/making deliveries for people and companies. Here is a list of apps and websites and a brief description of each. You might have heard of some of these and may not know the real benefits of them. I encourage you to at least give them a try! Using my referral links is only an option, but I would really appreciate it because they help me out a bit! Supporting and growing with each other is what StrengthScripted is about!
So the first app is Merchandiser. With this app you’ll do some mystery shopping (you don’t have to buy anything, but if you are requested to do so they will reimburse you for it and you can keep the item(s)!). Some jobs want you to go take a picture of a certain food display or candy aisle, etc. Just be sure to read the directions and pay attention to details. The pay for Merchandiser is monthly, so keep that in mind. Use code: EBONYS3JZ4
Field Agent is very similar to Merchandiser, but there are some types of jobs that Merchandiser doesn’t seem to offer like real estate audits (where you take a photo of a house from the sidewalk or road). You’ll also do jobs where you will perform a “reset” on a display in a grocery store (assemble and/or reorganize a section) and get paid hourly for your time. I really like that Field Agent has training videos in the app which breaks down the terminology and gives you useful tips and directions. Use code: CVBJ6CV
Mobee is the third app. This app is also very similar to the last two, however instead of dollar amounts, you are earning points. With those points, you can redeem gift cards of all kinds like Dunkin and Amazon, as well as prepaid visa cards to use to pay bills with. They seem to have more job offers than the other two apps which I find interesting. Use code: PCZV to earn 300!
Roadie is another app you can use to make some quick money especially if you like to drive (or are already driving a lot). This app is a sister company to UPS so you’ll need to upload your driver license information. The sign up is super quick and easy though. Once you’re signed up you can start viewing jobs around the map. For this app you will be making deliveries from stores to other stores or customers. The listing gives you the shipment info like how heavy the item(s) is and the measurements. In certain areas this is a good money maker!! It also depends on your car size as well. Heavier shipments will pay more usually. For instance, I had a delivery for $25 for a small box of jewelry but it was a long distance. I had another delivery offered for $85 for a shipment in town but it was 485 LB. So use your judgment and check the details before requesting the job.
SwagBucks is one you can do from home or on the go. I personally use swagbucks to play the games and get cashback on shopping. Yes, you can get paid to play games on your phone and while doing your regular grocery shopping!! You can also complete some surveys as well to earn swagbucks that can be redeemed to gift cards. If you’re already playing games on your phone why not check the games they’re offering and get paid to play?! Perfect option for those who are waiting in the carpool line, grocery line, lunch break, or in the evening with a glass of wine on the couch, whenever you have some extra free time and want to have a little fun. Use my link (here) for 150 SB to start with!
KashKick is similar to SwagBucks where you can get paid to do surveys, play games on your phone, etc. but you can also get money for investing into stocks, opening checking accounts, and other types of offers which is pretty cool. However, instead of gift cards you can actually withdraw money to your PayPal. Minimum withdrawal is only $10! Use my link (here) to create your account and get started! If you are already using Swagbucks, it wouldn’t hurt to also use KackKick because they will most likely offer different opportunities! More than one income stream is ideal!!
That’s all I have for you!! If you have any questions whatsoever, please reach out to me in any way that’s convenient for you. All my contact info can be found under the “About the Author” tab on my website (StrengthScripted). I hope this post was beneficial to you and if it was, please give it a share! Your support allows me to keep writing! So, thank you!
Now go be great!
Xo, Janice Avilla